Fletcher Cowan is a photographer and director based between London and LA.
He started his career studying fashion at Central St. Martins in London before working at Tank Magazine and later as an art director for the photographer Mario Testino.
Fletcher shoots editorial, fashion films and commercial work. He’s shot for magazines including Harpers Bazaar, Clash, Crotch and Tank, as well the Tom of Finland Foundation and scripted projects for Miramax. He’s shot campaigns for clients including L’ecurie Paris, Elton John Eyewear, and Hyatt Hotels.
In front of the lens, Fletcher has modelled and worked on brand collaborations with Comme des Garcon, Burberry and Paul Smith, and has appeared in such publications as ID, Pop and Dazed & Confused. Fletcher has also presented a number of lifestyle and culture shows for the BBC and Channel 4, as well as hosting on E! Entertainment in the US.
REFUND POLICY
A legal disclaimer
The explanations and information provided on this page are only general and high-level explanations and information on how to write your own document of a Refund Policy. You should not rely on this article as legal advice or as recommendations regarding what you should actually do, because we cannot know in advance what are the specific refund policies that you wish to establish between your business and your customers. We recommend that you seek legal advice to help you understand and to assist you in the creation of your own Refund Policy.
Refund Policy - the basics
Having said that, a Refund Policy is a legally binding document that is meant to establish the legal relations between you and your customers regarding how and if you will provide them with a refund. Online businesses selling products are sometimes required (depending on local laws and regulations) to present their product return policy and refund policy. In some jurisdictions, this is needed in order to comply with consumer protection laws. It may also help you avoid legal claims from customers that are not satisfied with the products they purchased.
What to include in the Refund Policy
Generally speaking, a Refund Policy often addresses these types of issues: the timeframe for asking for a refund; will the refund be full or partial; under which conditions will the customer receive a refund; and much much more.